What are bad credit loans? Bad credit loans are provided to someone with a poor credit history. They are for people who do not have good credit scores. You can usually qualify for this type of loan if you are regularly employed and can demonstrate your capacity to repay the loan. Bad credit loans are mostly unsecured – that is borrowers sign a loan contract and promise to repay their loan according to the loan terms and conditions. You can … Read More

Utility bills can really pile up. It doesn’t help that electricity prices in Australia are higher than they’ve ever been! We could all do with a few tips and new ideas to reduce energy and water bills to save some money. Here are 10 easy and practical money saving tips that everyone can use. Install LED light bulbs, they’re 4 times more efficient than the old incandescent bulbs. Use cold water to wash your clothes and wash a full load. … Read More

There are those times in your life when you just need instant funds to deal with unplanned situations. It can be difficult, if not impossible to get any help from your bank. An accredited personal loan provider can be a solution to your short term issues. The advantages of fast cash loans can outnumber their disadvantages – but make sure you deal with a responsible lender like Wonder Loans. Why would you need a fast cash loan? You may have … Read More

Sometimes getting a personal loan is the only way to get out of a bad, financially challenging time. Personal loans are installment loans. That means you borrow a fixed amount of money and pay it back via direct debits over the term of your loan, say 6 months. Don’t get a loan if you think you cannot make these payments. Things to know: Your approval can depend on your credit history and your current ability to afford a new loan. … Read More