As part of our loan approval process, we will make a clear assessment if a loan contract is suitable for you or not. In order to make this assessment, we ask you to provide us with a copy of your most recent bank statements for the last 90-days, which shows your salary being deposited into your bank account.
To assist you in providing your bank statements quickly and securely, we have partnered with Credit Sense. They are an Australian company that works with the banks to electronically send us a secure copy of your bank statements for the last 90-days. Using Credit Sense means that you can avoid having to download and then upload your statements.
As part of the loan application process you will simply request your bank to provide us with read only access, the last 90-days of transactions. Don’t be concerned, it is not possible for us to view or access your online banking password.
Your bank details are encrypted in transit and stored securely by Credit Sense. This facility is the fastest and easiest way for us to assess your loan application.
If you require more information about Credit Sense or if you want to view their privacy policy visit them at creditsense.com.au.
WHY DO WE USE CREDIT SENSE?
- It is a 100% Australian owned and operated company
- It ensures a fast, simple and efficient application process
- It is subject to and complies with all Australian laws
- It is used by leading Australian and NZ lenders